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Explore Bankruptcy Alternatives Debt Settlement

Individual Attention from Our Southern California Bankruptcy Lawyers

Bankruptcy is a great option for many people. This doesn't mean that it is necessarily the right solution for you. Our bankruptcy lawyers at Wadhwani & Shanfeld customize our approach to the needs and priorities of each client. No two cases are alike. We recognize the nuances of our clients' individual needs, and because of this, we refuse to implement a "one size fits all" approach or to push one particular solution on our clients without first hearing their personal stories and objectives.

Is debt settlement the right solution for me?

Debt settlement is the process of negotiating with individual creditors outside of court to resolve your debt. In most cases, we are able to reach settlements that are considerably lower than the actual amount owed. In today's difficult economy, debt collectors are typically willing to work with us to arrive at a reasonable settlement rather than risk a bankruptcy filing. As a reputable law firm that handles a high volume of bankruptcies, we are often able to settle debt at a significant discount.

Debt settlement is particularly useful in the following scenarios:

  • You are ineligible to file bankruptcy due to a previous recent filing
  • You have a high income
  • You have a large number of assets
  • You have moral or religious reasons for opposing the concept of bankruptcy

How to Get the Most Out of Your Debt Settlement Plan

The key to successful debt settlement is be proactive. If you’ve considered your options and determined that some form of debt settlement is best for you (opposed to bankruptcy) don’t wait to take action. If you wait too long, your account could go be charged off, lessening your chances of a solid debt settlement agreement. In short, if you’re going to contact your creditors, do it soon. Additionally, don’t try to negotiate debt settlement without the help of a lawyer. Schedule a consultation with our debt settlement attorneys in Southern California today for more information about your options with Wadhwani & Shanfeld.

Over 40 Years of Experience on Your Side

If you do not qualify to file for bankruptcy, we can help walk you down the path of debt settlement. This bankruptcy alternative has functioned as a good, practical option for many people. We encourage you to get in touch with our office as soon as possible to examine your situation and the various debt relief solutions available to you in a free case evaluation. Both of our attorneys have demonstrated the commitment and dedication to help our clients when they need us most. Through extensive experience and a client-focused strategy, we work to serve our clients toward effective and favorable outcomes.


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