In light of the current health crisis, we are happy to offer free telephonic consultations. Should you choose to retain our services, we can easily handle the bankruptcy process via telephone and email. We hope that everyone remains safe and healthy during these unprecedented times.
Bankruptcy Attorneys Serving Southern California
Foreclosure Protection

Foreclosure in Lancaster

Lancaster Bankruptcy Lawyers – 661-214-3950

Perhaps the most frightening aspect of falling far behind on debts and necessary payments is the possibility of losing your home to foreclosure. At Wadhwani & Shanfeld, our Lancaster bankruptcy attorneys are adamant about doing everything in our power to help our clients protect and keep their homes due to overwhelming debt or a pending bankruptcy filing. Everyone’s bankruptcy case is different from the next and so will be the options available to prevent foreclosure. To learn about what you can do, you will need to speak with our team first.

Call (800) 996-9932 to get a free and personalized case review.

Chapter 13 Bankruptcy & Foreclosure in California

Saving your home from foreclosure should be a priority. In order to take quick and effective action, you may be able to utilize a Chapter 13 bankruptcy filing. When most people think of bankruptcy, they imagine losing all of their possessions to completely discharge all debts. A Chapter 13 bankruptcy acts much differently in that it reduces and reorganizes debts and missing payments in a way that jeopardizes far less personal property, including your house.

Chapter 13 bankruptcy protects your home by:

  • Creating an automatic stay that pauses all foreclosure sales until further notice.
  • Potentially erasing second mortgages by turning it into unsecured debt.

California’s current caps – circa April 2016 – are $394,725 in unsecured debt and $1,184,200 in secured debt. If your debt has not reached above either of these limits, then a Chapter 13 bankruptcy filing might be the first option to consider to prevent foreclosure. Keep in mind that Chapter 13 can also minimize other types of debt and make them easier to pay off, increasing the chances of you avoiding mortgage debt in the future with careful planning and steady income.

65+ Years of Bankruptcy Law Experience On Your Side

Our bankruptcy attorneys in Lancaster know how much is on the line when you are facing foreclosure. Your home is not just where you hang your hat, it is your sense of security and peace of mind. Let us be the team that helps you through this trying time by reviewing Chapter 13 bankruptcy. If you do not qualify for Chapter 13, there may be other legal solutions to stop foreclosure. You just have to contact our law firm to find out.

Would you like to know more? Dial 661-214-3950 at your first opportunity.

Client Testimonials

We've Helped Over 20,000 Satisfied Clients
  • “Very professional, helpful. Would recommend to anyone.”

    - Jose Portillo
  • “5 stars very very helpful. walked me through filing .”

    - Joan Bevis
  • “Very professional, easy process and always available to answer questions, Thank you”

    - Ikram Kacem Nsiri
  • “Wadhwani & Shanfeld was very professional and always answered my questions. We are so grateful for them.”

    - Christopher & Jillian West
  • “I very much liked Raj and his staff and I would give them 100 stars if possible. I was kept informed and very happy with the end results. Thanks again...Steve”

    - Stephen Grossman

Why Choose Wadhwani & Shanfeld?

The Right Attorney Can Make A Difference
  • Invaluable Bankruptcy Insight

    Attorneys Raj Wadhwani and Greg Shanfeld are Board-Certified Bankruptcy Specialists who leverage their insight on behalf of clients. 

  • Hands-On Guidance

    Our legal team does all of the work for you, including filing paperwork, keeping track of deadlines, and providing protection from creditors.

  • Experience Where it Counts

    Our attorneys have over 65 years of collective experience helping clients in a broad range of bankruptcy and debt settlement cases.

  • A Prolific Record of Success

    Our firm has successfully helped more than 20,000 people put the pieces of their lives back together after a bankruptcy.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 20,000 people get back on their feet.