In light of the current health crisis, we are happy to offer free telephonic consultations. Should you choose to retain our services, we can easily handle the bankruptcy process via telephone and email. We hope that everyone remains safe and healthy during these unprecedented times.
Bankruptcy Attorneys Serving Southern California
Long Beach Chapter 7 Attorney

Chapter 7 Attorneys in Long Beach, CA

Liquidating Your Debt Can Be Simple with Our Help

When people want to know if they can get rid of their debt, they want to know if they can erase all of it. With a successful Chapter 7 bankruptcy filing, it might be possible. Our Long Beach bankruptcy attorneys at Wadhwani & Shanfeld have personally helped manage and file more than 12,000 bankruptcy cases for clients throughout the years. If you think that Chapter 7 bankruptcy is the right choice, do not hesitate to contact our highly-experienced lawyers today to learn more about it.

How Chapter 7 Bankruptcy Works

Our Chapter 7 attorneys in Long Beach want our clients to know everything about the bankruptcy option they are exploring before getting too far ahead. To this end, we work closely with all of our clients and keep them in the loop, making the entire process far less stressful than it can be. It begins with knowing how to qualify for Chapter 7 and passing the means test.

Everyone who uses Chapter 7 must first pass a means test that compares their income, debt, and overall financial situation to the average household within their state. If you bring home significantly less income than most Californians due to debt pressures, you may qualify. Otherwise, you might not qualify and instead have to consider Chapter 13 or other alternatives. Our Long Beach bankruptcy lawyers make it easy to understand and take the means test, starting you off in the correct direction.

Liquidating Debt with Chapter 7 Filings

Chapter 7 bankruptcy is generally what people imagine when thinking of the bankruptcy process. It is sometimes called liquidation bankruptcy because it aims to remove all forms of debt completely. However, the trade-off may be surrendering certain assets and properties to debtors or financial institutions.

Unsecured debt that is usually liquidated in Chapter 7 bankruptcy includes:

  • Credit card debt
  • Individual loans
  • Outstanding medical bills
  • Payday advances

Although it is rarer, Chapter 7 bankruptcy may also be able to liquidate student loan debt. To understand how this can be done, or for other options to deal with student loan debt, call 562-888-5114 to talk to our Long Beach bankruptcy attorneys now.

Equipped with the Knowledge to Help You Succeed

The longer you wait to explore your Chapter 7 bankruptcy options, the longer you will remain in uncomfortable or unbearable debt. Why delay action when our Long Beach Chapter 7 attorneys make it simple for you to start?

Fill out a free case evaluation form to tell us about your financial situation, and we will get back to you as soon as possible.

Client Testimonials

We've Helped Over 20,000 Satisfied Clients
  • “Very professional, helpful. Would recommend to anyone.”

    - Jose Portillo
  • “5 stars very very helpful. walked me through filing .”

    - Joan Bevis
  • “Very professional, easy process and always available to answer questions, Thank you”

    - Ikram Kacem Nsiri
  • “Wadhwani & Shanfeld was very professional and always answered my questions. We are so grateful for them.”

    - Christopher & Jillian West
  • “I very much liked Raj and his staff and I would give them 100 stars if possible. I was kept informed and very happy with the end results. Thanks again...Steve”

    - Stephen Grossman

Why Choose Wadhwani & Shanfeld?

The Right Attorney Can Make A Difference
  • Invaluable Bankruptcy Insight

    Attorneys Raj Wadhwani and Greg Shanfeld are Board-Certified Bankruptcy Specialists who leverage their insight on behalf of clients. 

  • Hands-On Guidance

    Our legal team does all of the work for you, including filing paperwork, keeping track of deadlines, and providing protection from creditors.

  • Experience Where it Counts

    Our attorneys have over 65 years of collective experience helping clients in a broad range of bankruptcy and debt settlement cases.

  • A Prolific Record of Success

    Our firm has successfully helped more than 20,000 people put the pieces of their lives back together after a bankruptcy.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 20,000 people get back on their feet.