If you fall behind on your mortgage payments, your home lender can begin a process known as foreclosure. This process allows a lender to sell your home to repay your outstanding loan. A lender must mail you on notice of its intention to foreclose on your home before officially beginning the process.
When you are facing foreclosure, it is normal to be worried about your future and the home that you and your family have made so many memories in. This is why it’s important to consider the many ways that a lawyer can help you. This is particularly true if you can’t catch up on your payments and want to keep your home. Because foreclosure is a time sensitive matter, you should immediately consult with an experienced attorney to determine how you can save your home.
Our Attorneys Can Help You
Foreclosure law can be complex and difficult to understand. From filing documents with the court to different rules regarding evidence, having an experienced lawyer by your side can help ensure that you are properly navigating the foreclosure process. Our lawyers can help you work out a “loss mitigation” option and can even present you during the foreclosure action. Our goal is to help keep you in the home that you and your family have come to cherish.
We do the following for our clients:
- Help modify loans
- Explain loss mitigation options
- Ensure that lenders are following the rules
- Representation for foreclosure mediation
Foreclosure in California does not require a court proceeding. Lenders can take your home away in less than 4 month from the time a formal Notice of Default is recorded. If you have received a foreclosure notification, you should immediately consult with our lawyers to determine your available options.
Speak With Our Team Today
The protections provided under the California Homeowners' Bill of Rights and other statutes are constantly evolving. In many circumstances, a foreclosure can be temporarily halted by an injunction, or permanently stopped by a negotiated resolution or a court judgment. At Wadhwani & Shanfeld, our goal is to help you get your life back on the right track. We can inform you about your rights as a homeowner and ensure that you are not being mistreated by your lender.
Call (800) 996-9932, or contact our Ontario foreclosure attorneysto learn how we can assist with your case.