In today’s world, it can be difficult to keep up with credit card bills, mortgages, and other living expenses. For some, this can become an overwhelming task as interest rates rise and bills become denser. As a result, many individuals find bankruptcy to be a great option for a new start. While bankruptcy is not right for everyone, it offers many an opportunity for a fresh start so they can regain control of their financial matters. However, it is important to remember that other options do exist.
At Wadhwani & Shanfeld, we recognize that no situation is identical to the next. That is why we provide individualized legal advocacy for every client. Because we stray away from the “one size fits all” approach, we base our strategies on our clients’ personal journeys and goals. While bankruptcy may not be for you, we can help you achieve monetary freedom through the use of a method called debt settlement.
If you are experiencing financial difficulties and you would like to explore your legal options to obtain control of your life, call our Sherman Oaks debt settlement attorneys today!
How to Know if Debt Settlement is Right for Me
The debt settlement process is as simple as it sounds in that it includes negotiation with creditors outside of the court in order to resolve mass debt. Regularly, our legal team is able to reach settlements that are less than the actual amount owed by the debtor in the first place. Due to the difficult economy of today’s day and age, collectors are more prone to working through a settlement rather than allowing a person to file for bankruptcy.
Many individuals who face the following issues find debt settlement to be the best option:
- They are unable to file bankruptcy because they have recently filed
- Their income is considered high
- They possess many assets
- They have religion or moral reasons which oppose bankruptcy
Maximizing Your Debt Settlement Strategy
Debt settlement almost always requires a proactive approach. If you are struggling with your finances and have already explored and negated options such as bankruptcy, you may have found debt settlement to be the best option for you. If this is the case, it is important that you act quickly to avoid any charges which could decrease your chance of a concrete debt settlement agreement.
Because these types of cases can be complex, and because collectors may use verbiage that confuses the debtor, it is in your best interest to contact an experienced debt settlement lawyer first. Our Sherman Oaks debt settlement lawyers can provide you with more information regarding your options and help you determine which strategy will work best based on your needs and goals.
We are Backed by 40 Years of Aggressive, Top-Tier Experience
If you are opposed to bankruptcy or do not qualify to file, our legal team can help you achieve peace through debt settlement. Over the years, we have found this method to be an extremely effective and functional one. When you choose to work with us, we will provide you with a free case evaluation. Because we are passionate about helping others, we only provide committed and dedicated services for our clients.
Do not wait to get the help you need. Feel the freedom of being debt-free by calling our Sherman Oaks debt settlement lawyers today! We are ready to put our 40 years of experience on your side!