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Blog Posts in May, 2015

  • Considering Bankruptcy? Stay Prepared With These 5 Steps

    | 29-May-2015

    If you’re considering bankruptcy, the worst thing you can do is nothing. By following these five guidelines, you can be prepared for the legal process ahead while avoiding certain mistakes and disadvantages. Don’t ignore the signs. Nothing will put you at a greater disadvantage during the bankruptcy process than ignoring the problem. If your finances are headed toward bankruptcy, ...
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  • Should I File for Bankruptcy Without My Spouse?

    | 21-May-2015

    If you’re married and considering bankruptcy, you’ve probably wondered whether you should file jointly or alone. California is a community property state, which means filing for bankruptcy can affect your spouse, even if you file alone. According to community property laws, most couples share ownership of any property or debts obtained during their marriage. There are very few ...
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  • Signs of Creditor Harassment

    | 14-May-2015

    Creditor harassment is more than an inconvenience; it’s illegal. According to the Fair Debt Collection Practices Act (FDCPA), debt collectors must adhere to strict guidelines regarding their communication with debtors. If you feel threatened or harassed by a creditor, you can seek legal help. Should you file for bankruptcy, collectors are not permitted to contact your for repayment any more, ...
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  • The Do's and Don'ts of Filing for Bankruptcy

    | 7-May-2015

    Facing bankruptcy is never easy, but you can take steps (and avoid others) to make the legal process less overwhelming. In fact, what you do immediately before filing can be just as important as how you navigate legal proceedings. If you want to take the first step toward a debt-free future, follow these guidelines. Bankruptcy “Do's” Take a step back and relax. Any financial ...
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