Southern California Debt Settlement Lawyers

Benefits of Debt Settlement: Non-Bankruptcy Alternative

Bankruptcy is a great option for many people. This doesn't mean that it is necessarily the right solution for you. Our Southern California debt settlement lawyers at Wadhwani & Shanfeld customize our approach to the needs and priorities of each client. No two cases are alike. We recognize the nuances of our clients' individual needs, and because of this, we refuse to implement a "one size fits all" approach or to push one particular solution on our clients without first hearing their personal stories and objectives.

What Is Debt Settlement & How Does It Work in California?

Debt settlement is the process of negotiating with individual creditors outside of court to resolve your debt. In most cases, we are able to reach settlements that are considerably lower than the actual amount owed, such as for credit card debt or a second mortgage. In today's difficult economy, debt collectors are typically willing to work with us to arrive at a reasonable settlement rather than risk a bankruptcy filing. As a reputable law firm that handles a high volume of bankruptcies, we are often able to settle debt at a significant discount.

Don’t try to negotiate a settlement without the help of a debt settlement lawyer in Southern California. Schedule a FREE consultation today to discuss your options with Wadhwani & Shanfeld.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 25,000 people get back on their feet.