Long Beach Bankruptcy Attorneys

Proven Debt Relief Advocacy in Southern California

With more than 20,000 satisfied clients, you can be confident in our team's abilities to represent you in the field of debt relief. At Wadhwani & Shanfeld, we put our clients first. Whether you have questions about creditor harassment, filing Chapter 7 or Chapter 13 bankruptcy, stopping a foreclosure on your home, bankruptcy alternatives, or another related issue, let us help you navigate the challenges ahead.

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Call 800-996-9932 today to learn more about your options!

Do I Need an Attorney?

When it comes to bankruptcy deciding which course of action is best for you can be a complicated process. Our attorneys can walk you through each step of the bankruptcy process, including:

  • Reviewing which bankruptcy to file, or whether debt settlement is a better option
  • Filling out bankruptcy forms and paperwork
  • Protecting you against creditor harassment
  • Representing you in creditor hearings
  • Making sure your bankruptcy is in compliance with the law

You are not in this alone - our team is here to help you overcome this challenging time and achieve financial peace of mind.

Why Choose Our Long Beach Bankruptcy Law Firm?

At Wadhwani & Shanfeld, we strive for the most efficient and effective methods to resolve your debt. Our Long Beach bankruptcy lawyers understand the negative impact of debt on your personal life, your family, and your social life. We genuinely care about your well-being and want to help you plan a financially responsible future. You can trust our team to deliver practical, compelling solutions to your debt crisis.

There are many reasons to have Wadhwani & Shanfeld on your side:

  • Experience — We have more than 65 years of collective legal experience. Our Long Beach bankruptcy attorneys have put in the hours; we know we have what it takes to help you.
  • Dedication — Our main focus is the best interests of our clients. We put in the time, hard work, and tireless effort in each client's case in order to seek the favorable outcome they desire.
  • Dependability — You can rely on our firm to come through when it matters most. We are a client-focused law office that aims to always to pursue the best interests of our clients.
  • Communication — When you choose to retain Wadhwani & Shanfeld for your bankruptcy case, rest assured that you will be working directly with a partner at the firm throughout each phase. We prioritize our clients and put in a tremendous effort to make sure that their best interests are always maintained with a customized solution.
  • Resources — We offer you the opportunity to work with our partners. You can maximize our resources with direct access to our vast knowledge and creative problem-solving.

Need more reasons to call? We encourage you to take the first step toward financial stability today. Discuss your options and priorities with a member of our team at Wadhwani & Shanfeld in a no-cost, no-obligation case evaluation — either over the phone or at our Long Beach office. 

What is the Difference Between Chapter 7 and Chapter 13?

The difference between these two types of bankruptcy is that the end result of Chapter 7 is a discharge of your unsecured debts (credit card debt, personal loans, and medical bills), whereas Chapter 13 is focused on catching up on secured debts (home loan and car loan) as well as discharging unsecured debts.

There are also differences between the following:

  • The eligibility requirements to file
    • Chapter 7: you must pass the “means test”
    • Chapter 13: your total debt must fall within specified amounts and you must have a steady income
  • How much property you may keep
    • Chapter 7 involves liquidating some of your property
  • How much debt you must repay
    • Chapter 13 requires a repayment plan that must be fulfilled within 3 to 5 years
  • How long the bankruptcy process will take
    • Chapter 7 is quicker and on average, takes 4 to 6 months

Should I File for Bankruptcy?

If you have been drowning in debt, bankruptcy can be a lifesaver -- it is one of many options available to resolve serious debt, however, It may also come with negative consequences.

Filing for bankruptcy will lower your credit score, however, that will only last for a short time, if you continue to practice good financial habits. Your score will improve with every on-time payment you make.

It is also true that bankruptcy appears on your credit reports for several years, however, over time, the record of your bankruptcy filing will simply become another entry on your credit history. The actions you take to improve your financial situation and rebuild your credit after bankruptcy are what matters.

Still unsure if filing for bankruptcy is right for you? There is no need to continue suffering from debt -- explore all of your options and reach out to an experienced Long Beach Bankruptcy Lawyer at Wadhwani & Shanfeld. Our team of attorneys is backed by years of experience and has successfully helped more than 25,000 people in Southern California recover from serious debt. We are ready to take a look at your situation and guide you to a solution that will benefit you the most. Call (800) 996-9932 today to schedule an appointment with a bankruptcy lawyer in Long Beach.   

Feel free to ask us about our bankruptcy services. Contact us today to begin working towards your financial goals.

Long Beach Office     
3780 Kilroy Airport Way, Suite 200     
Long Beach, CA 90806     
Phone: 800-996-9932     
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Let Us Help You Put The Pieces Back Together

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