Southern California Student Loan Debt Attorneys
California Student Loan Bankruptcy Laws
People throughout the United States collectively owe over $1 trillion in student loan debt. This number is staggering to say the least, and borrowers are often shocked to learn that filing for bankruptcy may not be an option for them like it is for people who have other types of debt. However, there are exceptions to this rule, as well as other methods of managing student loan debt that may be available to you.
The lawyers of Wadhwani & Shanfeld have extensive experience with helping people in debt. We can advise you on the paths to student loan debt relief that could work for you.
On This Page:
- Can Student Loan Debt Be Discharged Through Bankruptcy?
- How Filing for Bankruptcy Could Help with Student Loan Debt
- We Can Help You Navigate Student Loan Debt
- Contact Us to Discuss the Details of Your Case
For a free consultation, contact our Southern California student loan debt lawyers online or call (800) 996-9932 today.
While you may not be able to discharge your student loan debt through bankruptcy, Chapter 13 bankruptcy can offer another method of managing educational loans. You may be able to establish a new repayment plan or even negotiate paying a lesser amount as part of your Chapter 13 bankruptcy terms. By filing for Chapter 13 bankruptcy, you may also be able to minimize harassment from collectors.
There may be ways we can assist you with your student loan issues, other than filing for bankruptcy. With the help of our skilled Southern California student loan debt lawyers, you can find a solution. We will help you understand your rights as a borrower and how to enforce those rights amidst your circumstances.
We can assist you with creating a repayment plan or help you find other ways to minimize or restructure your loan payments. We can also defend you against persistent creditors and serve as your representation when discussing your student debt with the loan companies.
The ways in which you can manage your student loan debt, whether through bankruptcy or not, will be dependent on the unique aspects of your situation. For example, your student debt situation will be different depending on amount and interest rates, if the loans are federal or private, if you have defaulted on your loans, and other factors. The world of student loans is very complex, and the solutions that work for another person may not work for you. We will evaluate your case to find a method of student loan debt management that can help you find relief.
Call (800) 996-9932 or send us a message to schedule a free consultation with our Southern California student loan debt attorneys.