Category Archives: General
Do I Have to Repay All of My Debts in a Chapter 13 Bankruptcy?
Chapter 13 bankruptcy allows debtors to reorganize and restructure their debt into a three to a five-year repayment plan. Filing for reorganization bankruptcy could allow you the second chance you need to turn your financial situation around and to achieve renewed stability and peace of mind. However, one of the aspects that confused debtors… Read More »
7 Things You Can Do Today to Stop Wage Garnishment
If you are experiencing overwhelming debt, debt collection agencies are probably looking for new ways to collect the debt you owe. A common collection tool that debt collectors use is wage garnishment. Wage garnishment occurs when money is legally withheld from your paycheck and sent to the creditor to reduce the total amount owed…. Read More »
What Should You Not Do Before Filing Bankruptcy
When dealing with overwhelming debt, it is tempting to do whatever it takes to finally get rid of financial problems. However, what many people don’t know is that what you do before filing for bankruptcy could significantly impact your approval rate. Our Los Angeles bankruptcy attorneys explain what you shouldn’t do before filing for… Read More »
Can Credit Companies Fight My Bankruptcy?
If you are thinking about filing for bankruptcy, you probably have countless questions. One of the many questions people have regarding bankruptcy is if credit card companies can fight or dismiss their case. Our Los Angeles bankruptcy attorneys explain whether creditors or collection agencies can challenge your bankruptcy case. Creditors Challenging Bankruptcy Cases Although… Read More »
Advantages & Disadvantages of Bankruptcy
Filing for bankruptcy is a major decision that will affect you and your family’s future. If you’re dealing with debt and considering filing for bankruptcy, it is important to know what to expect. It is essential to know the pros and cons of bankruptcy before determining if it’s the right choice for you. Our… Read More »
California 2020 Homestead Exemption Law
New California Law Proposed for Homestead Exemptions A new law has recently been proposed raising the homestead exemption amount for debtors going through bankruptcy. How exemptions work is that your bankruptcy trustee must decide whether any value for the bankruptcy estate will be left over once your home is sold. First, all of its… Read More »
4 Steps to Pay Off Credit Card Debt
If you are dealing with credit card debt, you may feel overwhelmed with no idea how to start your path toward debt relief. To help you achieve financial freedom, our Southern California bankruptcy attorneys have put together steps to help you pay off credit card debt. #1: Apply the Snowball Method A popular form… Read More »
Which Type of Bankruptcy Eliminates All Debts?
Everyone’s debt situation is different; that is why bankruptcy isn’t a one-size-fits-all solution. There are different types of bankruptcy “chapters” that people can apply for to help them solve their unique debt problems. If you’re facing an overwhelming about of debt and you are sure you won’t have the ability to make ends meet,… Read More »
7 Tips to Buy a House After Foreclosure
Suffering a foreclosure may feel like the end of your life as a homeowner. It can take time to recover from the financial blow of a foreclosure, but it is possible to receive a home loan again. “Boomerang buyers” are homeowners who have previously lost a home to foreclosure, but were able to buy… Read More »
Why Our Board Certified Bankruptcy Specialists Set Us Apart
Choosing the right attorney to guide you through your legal journey is one of the most important decisions you can make in your case – and it can make all the difference in securing a swift and successful outcome. By vetting attorneys based on their experience, reputation, and record of success, you can gain… Read More »