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Monthly Archives: July 2025

Ch13

Can You Eliminate a Second Mortgage Through Bankruptcy? The Power of Lien Stripping in Chapter 13

By Wadhwani & Shanfeld |

If you’re struggling financially and burdened by a second mortgage, you might wonder if bankruptcy can provide relief. The good news is that Chapter 13 bankruptcy offers a powerful tool known as “lien stripping,” which can potentially eliminate your second mortgage if your home’s value is less than the amount you owe on your… Read More »

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How to Maximize Your Asset Protection Before Filing for Bankruptcy in California

By Wadhwani & Shanfeld |

If you’re facing overwhelming debt and considering bankruptcy, protecting your assets is likely one of your highest priorities. Bankruptcy is a powerful financial tool, but thoughtful planning can significantly improve the outcome. Knowing how to ethically and legally maximize your asset protection before filing is critical, especially under California’s unique laws. Let’s explore the… Read More »

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