Category Archives: Creditor Harassment
Creditors vs. Debt Buyers: Understanding the Difference and Why It Matters
If you’ve ever struggled with unpaid debts, you may have received collection calls or letters from unfamiliar companies, even though you never borrowed money directly from them. This confusing and often stressful situation arises because many debts are sold to third-party companies known as debt buyers. Understanding the difference between original creditors and debt… Read More »
Your Rights Under the Fair Debt Collection Practices Act (FDCPA) in Dealing with Creditor Harassment
Dealing with debt can be a stressful and challenging experience, but facing aggressive and relentless creditor harassment can make an already difficult situation feel unbearable. Fortunately, federal law provides significant protections for consumers who are struggling with debt, ensuring they are not subjected to abusive, deceptive, or unfair practices by debt collectors. One of… Read More »
California Rosenthal Fair Debt Collection Practices Act: Protecting Consumers from Debt Collection Harassment
The California Rosenthal Fair Debt Collection Practices Act (RFDCPA) offers powerful protections for consumers against abusive debt collection practices. While it mirrors many aspects of the federal Fair Debt Collection Practices Act (FDCPA), California’s law expands protections and holds both original creditors and third-party debt collectors accountable. The Los Angeles creditor harassment lawyers at… Read More »