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Author Archives: Jay Butchko

BankruptcyFraud

The Impact of Bankruptcy on Child Support and Alimony

By Wadhwani & Shanfeld |

In the midst of financial turmoil, filing for bankruptcy can seem like a beacon of hope for many struggling with overwhelming debt. However, for individuals with obligations such as child support and alimony, the intersection of bankruptcy law and family law presents a complex landscape. At Wadhwani & Shanfeld, we understand the nuances involved… Read More »

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Dealing with Joint Debts in Divorce and Bankruptcy

By Wadhwani & Shanfeld |

Navigating the financial complexities of a divorce can be challenging, especially when intertwined with the prospect of bankruptcy. One of the most pressing concerns for couples in this situation is the management of joint debts. At Wadhwani & Shanfeld, we understand the intricacies involved and are committed to providing clarity and guidance on how… Read More »

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The 3-2-240 Rule Explained: Discharging Tax Debts in Bankruptcy

By Wadhwani & Shanfeld |

Navigating the complexities of bankruptcy and IRS tax debts can be confusing for many individuals. A crucial aspect of understanding how to manage or discharge tax debts through bankruptcy involves the “3-2-240 Rule.” This rule outlines specific conditions under which tax debts may be eligible for discharge in bankruptcy proceedings. At Wadhwani & Shanfeld,… Read More »

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Can Bankruptcy Discharge IRS Tax Debts? Understanding Your Options

By Wadhwani & Shanfeld |

Facing IRS tax debts can be a daunting challenge, leaving many individuals feeling trapped by their financial obligations. However, bankruptcy offers a potential pathway to relief for those burdened by tax debts. The possibility of discharging IRS tax debts in bankruptcy is a complex area of law governed by specific rules and conditions. Contact… Read More »

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How Old Debts Can Haunt You in the Form of Zombie Loans

By Wadhwani & Shanfeld |

In California, as in many states, old debts can sometimes reemerge when least expected, taking on the form of what is commonly known as “zombie loans.” These debts, thought to be resolved or expired, can resurface, causing unexpected financial and legal challenges. Consult with Los Angeles bankruptcy attorneys at Wadhwani & Shanfeld to guide… Read More »

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Dealing with Creditor Harassment in California and Knowing Your Rights

By Wadhwani & Shanfeld |

In California, dealing with debt is challenging enough without the added stress of creditor harassment. At Wadhwani & Shanfeld, we understand the impact that such harassment can have on your life. Consult with the Los Angeles bankruptcy attorneys at Wadhwani & Shanfeld for specific advice and legal remedies to handle creditor harassment effectively. What… Read More »

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The Biden Administration’s Impact on Student Loan Debt

By Wadhwani & Shanfeld |

The Biden-Harris Administration has made significant strides in addressing the student loan debt crisis in the United States. Recently, they announced the approval of an additional $4.8 billion in student loan debt relief for 80,300 borrowers. This latest move is part of a series of actions that have collectively resulted in nearly $132 billion… Read More »

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Loan Modifications vs. Refinancing: Understanding Your Options

By Wadhwani & Shanfeld |

When facing financial challenges or seeking better terms on a mortgage, homeowners often consider loan modifications and refinancing. Both options can provide relief or financial benefits, but they serve different purposes and have distinct implications. The Los Angeles loan modification attorneys at Wadhwani & Shanfeld can help you clarify these options, helping you make… Read More »

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Navigating Medical Debt in Bankruptcy

By Wadhwani & Shanfeld |

Medical debt can be overwhelming, often leading individuals to consider bankruptcy as a solution. At Wadhwani & Shanfeld, we understand the complexities involved in managing medical debt through bankruptcy. Consulting with a Los Angeles bankruptcy attorney can help provide a clear understanding of how medical debt is treated in bankruptcy proceedings. The Burden of… Read More »

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How Credit Card Debt is Handled in Bankruptcy Proceedings

By Wadhwani & Shanfeld |

Credit card debt is a common issue that leads many individuals to consider bankruptcy. At Wadhwani & Shanfeld, we often encounter clients seeking clarity on how their credit card debt will be treated in bankruptcy proceedings. Consulting with Los Angeles bankruptcy attorneys can demystify the process and provide essential insights into managing credit card… Read More »

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