In light of the current health crisis, we are happy to offer free telephonic consultations. Should you choose to retain our services, we can easily handle the bankruptcy process via telephone and email. We hope that everyone remains safe and healthy during these unprecedented times.
Bankruptcy Attorneys Serving Southern California
Chapter 7 Bankruptcy

Ontario Attorney for Chapter 7 Bankruptcy

Experienced & Informative Legal Counsel

Millions of Americans already have or will one day file for bankruptcy in order to protect themselves financially. Bankruptcy is a legal process that helps people eliminate their debts or repay them under bankruptcy court protection.

Should I File for Chapter 7?

There are two options for most people filing for bankruptcy: Chapter 7 and Chapter 13. While many people may be confused as to which one is “better”, the truth is that they are useful for different people in different situations.

Chapter 7 bankruptcy may be for you if:

  • You are looking for liquidation, as you are asking the bankruptcy court to discharge the debts you owe.
  • You are looking for the quickest and easiest plan of action. Many people opt for a Chapter 7 bankruptcy because there is no cap on how much debt you can have before you file.
  • You want to keep your property. A Chapter 7 bankruptcy allows you to keep making payments on a mortgage or vehicle, therefore allowing you to keep those items. However, if you are behind on your payments, a Chapter 7 bankruptcy may not be right for you.

Meeting with an attorney can help you determine whether Chapter 7 is right for you, or if you are more suited to file for Chapter 13.

Chapter 7 Bankruptcy Process

  • Credit counseling: As with any bankruptcy you must complete credit counseling from an approved agency before you file, and again before you receive a discharge.
  • Petition: You file a petition in which you as the court to wipe out your debts in exchange for any un-exempt property.
  • Meeting of creditors: During this meeting, the trustee will review your forms and creditors may ask questions about your financial situation and other questions they may have.
  • Discharge: The last step is having your debts discharged, and you will no longer owe debts to your creditors.

Contact Our Ontario Bankruptcy Attorneys

Finances can be complicated, which is why it is best to refer to an bankruptcy attorney in Ontario for any and all of your legal and financial needs. Our experienced legal team at Wadhwani & Shanfeld has helped countless families overcome their financial struggles by filing a Chapter 7 bankruptcy, and we are understanding of your difficult situation. Our compassionate nature combined with the fact we keep you informed every step of the way makes us your number one candidates for Ontario bankruptcy attorneys you can trust.

To reach our firm and speak to a representative, don’t hesitate to call us at 800.996.9932.

Client Testimonials

We've Helped Over 20,000 Satisfied Clients
  • “Very professional, helpful. Would recommend to anyone.”

    - Jose Portillo
  • “5 stars very very helpful. walked me through filing .”

    - Joan Bevis
  • “Very professional, easy process and always available to answer questions, Thank you”

    - Ikram Kacem Nsiri
  • “Wadhwani & Shanfeld was very professional and always answered my questions. We are so grateful for them.”

    - Christopher & Jillian West
  • “I very much liked Raj and his staff and I would give them 100 stars if possible. I was kept informed and very happy with the end results. Thanks again...Steve”

    - Stephen Grossman

Why Choose Wadhwani & Shanfeld?

The Right Attorney Can Make A Difference
  • Invaluable Bankruptcy Insight

    Attorneys Raj Wadhwani and Greg Shanfeld are Board-Certified Bankruptcy Specialists who leverage their insight on behalf of clients. 

  • Hands-On Guidance

    Our legal team does all of the work for you, including filing paperwork, keeping track of deadlines, and providing protection from creditors.

  • Experience Where it Counts

    Our attorneys have over 65 years of collective experience helping clients in a broad range of bankruptcy and debt settlement cases.

  • A Prolific Record of Success

    Our firm has successfully helped more than 20,000 people put the pieces of their lives back together after a bankruptcy.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 20,000 people get back on their feet.