In light of the current health crisis, we are happy to offer free telephonic consultations. Should you choose to retain our services, we can easily handle the bankruptcy process via telephone and email. We hope that everyone remains safe and healthy during these unprecedented times.
Bankruptcy Attorneys Serving Southern California
Student Loan Debt

Student Loan Debt Attorneys

Serving Clients in the Greater Ontario Area - Call 909-543-0947 Today

If you are currently struggling with your student loan debt, don’t worry, you’re not alone. In fact, recent studies show that college students graduate with an average of $33,000 in student loan debt. Even if you have a steady paying job, it can be difficult to repay your student loan obligations. Don’t let yourself struggle for years as you attempt to manage your student loan debt. Give us a call today.

Types of Student Loan Debt We Handle

At Wadhwani & Shanfeld, we can help with the following kinds of student loan debt:

  • Federal Student Loans: These loans are backed by the federal government and are highly regulated. Our attorneys can determine what your best options are for this type of debt.
  • Private Student Loans: Because these loans are NOT subject to any Federal Student Loan Program, they are treated in a completely different manner. Although options for private loans are limited, we can help you negotiate favorable terms for repayment.

Bankruptcy and Student Loans

Many people assume that you are obligated to pay back all of your student loan debt, no matter what. While student loan debt can’t be discharged through bankruptcy, there are other ways to reduce your debt. However, reducing student loan debt is different than discharging other types of debt and requires a detailed analysis of your case.

Proving Undue Hardship

Student loans can sometimes be forgiven if you have endured “undue hardship” like:

  • Having a disability that prevents you from working
  • Being on a fixed income without the possibility of a salary increase
  • Family related issues that prevent you from earning a living

Talk to Our Legal Team Today

Do you have outstanding student loan debt? Have you been receiving calls from debt collectors? At Wadhwani & Shanfeld, we provide top-notch legal services that can help you resolve your student loan debt. When it comes to student loan law, there are no easy solutions. However, our team of lawyers have the skills and experience you need to fight against unsavory debt collectors. Although student loan debt is not always dischargeable, there are ways to reduce and manage this debt. Speak with us today to discuss your options.

Contact our Ontario team of student loan debt attorneys, or call 909-543-0947 to learn how we can assist you.

Client Testimonials

We've Helped Over 20,000 Satisfied Clients
  • “Very professional, helpful. Would recommend to anyone.”

    - Jose Portillo
  • “5 stars very very helpful. walked me through filing .”

    - Joan Bevis
  • “Very professional, easy process and always available to answer questions, Thank you”

    - Ikram Kacem Nsiri
  • “Wadhwani & Shanfeld was very professional and always answered my questions. We are so grateful for them.”

    - Christopher & Jillian West
  • “I very much liked Raj and his staff and I would give them 100 stars if possible. I was kept informed and very happy with the end results. Thanks again...Steve”

    - Stephen Grossman

Why Choose Wadhwani & Shanfeld?

The Right Attorney Can Make A Difference
  • Invaluable Bankruptcy Insight

    Attorneys Raj Wadhwani and Greg Shanfeld are Board-Certified Bankruptcy Specialists who leverage their insight on behalf of clients. 

  • Hands-On Guidance

    Our legal team does all of the work for you, including filing paperwork, keeping track of deadlines, and providing protection from creditors.

  • Experience Where it Counts

    Our attorneys have over 65 years of collective experience helping clients in a broad range of bankruptcy and debt settlement cases.

  • A Prolific Record of Success

    Our firm has successfully helped more than 20,000 people put the pieces of their lives back together after a bankruptcy.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 20,000 people get back on their feet.