In light of the current health crisis, we are happy to offer free telephonic consultations. Should you choose to retain our services, we can easily handle the bankruptcy process via telephone and email. We hope that everyone remains safe and healthy during these unprecedented times.
Bankruptcy Attorneys Serving Southern California
Debt Settlement

Debt Settlement in Palmdale

Professional, Skilled Bankruptcy Attorneys

Although bankruptcy is one of the most popular debt relief methods, it is not the only option. At Wadhwani & Shanfeld, our attorneys are dedicated to creating a customized solution for every client. We understand that everybody’s financial situation is different, and we appreciate that each individual may handle debt a little differently depending on a number of factors. If bankruptcy is not the right option for you, debt settlement may be a more likely alternative.

How does Debt Settlement Work?

Debt Settlement is a negotiation process between borrowers and creditors. Typically, the borrower is represented by a legal advocate to better protect his or her best interest. These negotiations are often handled outside of court and can involve settlements where the borrower ends up paying less than he or she initially owed. For debt collectors, settlement options are usually more appealing than bankruptcy. And, because our firm works primarily on bankruptcy cases, we understand what to do in order to settle debts in your favor.

The following individuals may benefit from debt settlement:

  • Those who are unable to file either Chapter 7 or Chapter 13 bankruptcy, or have recently filed and are ineligible
  • Individuals with a high income
  • Individuals with a large number of assets
  • Those who object to bankruptcy based on moral or religious reasons

Act Quickly to Protect Your Finances

Settlement plans usually see the most success when the borrowers are proactive. If you know you will not be filing bankruptcy but you are unable to pay your debts, take action as soon as you can to develop a debt settlement plan. Acting quickly can give you a better chance of securing a settlement before your account is affected.

Choose Wadhwani & Shanfeld

With more than 65 years of legal experience on our side, our attorneys are confident in the legal knowledge and financial solutions we can bring to the table. We are committed to finding applicable debt relief options for our clients, whether that means filing bankruptcy or reaching a debt settlement. Our central goal is to protect your interests and work towards a brighter financial future for you and your family.

If you are filing for bankruptcy in Palmdale, get in touch with our team to learn more.

Contact Wadhwani & Shanfeld to schedule a free consultation with our Palmdale attorneys.

Client Testimonials

We've Helped Over 20,000 Satisfied Clients
  • “Very professional, helpful. Would recommend to anyone.”

    - Jose Portillo
  • “5 stars very very helpful. walked me through filing .”

    - Joan Bevis
  • “Very professional, easy process and always available to answer questions, Thank you”

    - Ikram Kacem Nsiri
  • “Wadhwani & Shanfeld was very professional and always answered my questions. We are so grateful for them.”

    - Christopher & Jillian West
  • “I very much liked Raj and his staff and I would give them 100 stars if possible. I was kept informed and very happy with the end results. Thanks again...Steve”

    - Stephen Grossman

Why Choose Wadhwani & Shanfeld?

The Right Attorney Can Make A Difference
  • Invaluable Bankruptcy Insight

    Attorneys Raj Wadhwani and Greg Shanfeld are Board-Certified Bankruptcy Specialists who leverage their insight on behalf of clients. 

  • Hands-On Guidance

    Our legal team does all of the work for you, including filing paperwork, keeping track of deadlines, and providing protection from creditors.

  • Experience Where it Counts

    Our attorneys have over 65 years of collective experience helping clients in a broad range of bankruptcy and debt settlement cases.

  • A Prolific Record of Success

    Our firm has successfully helped more than 20,000 people put the pieces of their lives back together after a bankruptcy.

Begin Putting the Pieces Back Together

If you're struggling with debt, the most important thing you can do is hire the right attorney. At Wadhwani & Shanfeld, we have successfully filed over 12,000 bankruptcy cases and helped over 20,000 people get back on their feet.